News
Shooting
Shotgun
My shotguns are protected by an alarm, will this reduce my insurance?
I keep shotguns at home. Although the police didn’t ask me to install an alarm I have done so for my own peace of mind. The guns are listed on my insurance policy. Do I need to tell my insurance company about the alarm? If I did would I get a reduced premium?
Would you like to appear on our site? We offer sponsored articles and advertising to put you in front of our readers. Find out more
Shooting legal advice
DAVID FROST
You might well get a reduced premium but I would ask you to consider another factor.
If the premium is reduced because of the alarm and you forgot to set it when you went out, the insurers might say you had failed to comply with the terms of the policy and refuse to pay your claim in full if the house were broken into.
You need to weigh that possibility against the reduction in premium.
I know several people who have an alarm but, for that reason, don?t declare it.
Related articles
News
Grow your own way
The use of game cover for shoots has changed drastically in recent years, says Felix Petit, driven by an increase in government grants
By Time Well Spent
News
Police need policing on firearm licensing
By contacting your PCC about your local force’s firearms licensing performance you can help instigate change, says Conor O’Gorman.
By Time Well Spent
Get the latest news delivered direct to your door
Subscribe to Shooting Times & Country
Discover the ultimate companion for field sports enthusiasts with Shooting Times & Country Magazine, the UK’s leading weekly publication that has been at the forefront of shooting culture since 1882. Subscribers gain access to expert tips, comprehensive gear reviews, seasonal advice, and a vibrant community of like-minded shooters.
With weekly issues featuring in-depth articles on gundog training, exclusive member offers, and £2 million public liability insurance, a Shooting Times & Country subscription is more than a magazine – it’s your essential guide to the rich traditions and thrilling world of field sports. Don’t just read about the countryside; immerse yourself in its most authoritative and engaging publication.
